body {
	margin: 0 auto;
	padding: 0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	line-height: 18px;
	text-align:justify;
	color: #000000;
	font-weight: normal;
}

p{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	line-height: 18px;
	text-align:justify;
	color: #000000;
	font-weight: normal;
	padding: 7px 3px;
	margin: 0px;
}
h1{
	margin: 0px;
	padding: 10px 0px;
	text-align: center;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 18px;
	font-weight: bold;
	color:#65BCFF;
}

h2{
	margin: 0px;
	padding: 0px;
	text-align: center;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-weight: bold;
	color:#1b75c1;
}

h3{
	margin: 0px;
	padding: 0px;
	text-align: center;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 15px;
	color:#1b75c1;
	line-height:20px;
}


h5{
	margin: 0px;
	padding: 15px 0px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	color: #65BCFF;
	text-align: center;

}


h6{
	margin: 0px;
	padding: 0px;
	text-align: left;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color:#1b75c1;
	line-height:20px;
}


#width {
	margin: 0 auto;
	padding: 0px;
	width: 780px;
	height: 100%;
}


/*  Header */

#header {
	width: 780px;
	height: 100%;
	float: left;
}

#img1 {
	float: left;
	width: 230px;
	height: 206px;
	background-image: url(images/header_01.jpg);
	background-repeat: no-repeat;
	background-position: left;
	
}

#img2 {
	float: left;
	width: 206px;
	height: 206px;
	background-image: url(images/header_02.jpg);
	background-repeat: no-repeat;
	background-position: left;
	
}

#img3 {
	float: left;
	width: 344px;
	height: 206px;
}

/* Menu */

#menu{
	float: left;
	height: 37px;
	width: 780px;
	background-image: url(images/menu_base.jpg);
	margin: 0px;
	margin: 5px 0px;
	}

#menu ul{
	margin: 0px;
	padding: 0px;
	padding-left: 30px;
}

#menu li {
	display:inline;
	list-style-type:none;
	width: 100px;
	float: left;
	text-align: center;
	padding-top: 8px;
}

#menu li a {
	color:#ffffff;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size:12px;
	font-weight: normal;
	text-decoration:none;
}

#menu li a:hover {
	color:#7AFFFA;
}
	

/* body */

#container {
	width: 780px;
	height: 100%;
	float: left;
	margin: 7px 0px;
}

#leftpanel{
	width: 230px;
	float: left;
	height: 100%;
	margin: 0px;
	padding: 0px;
	padding-left: 5px;
}

#rthpanel{
	width: 510px;
	float:right;
	margin: 0px;
	padding: 0px;
}

#lftnavi{
	margin: 0px;
	padding: 0px;
}

#lftnavi ul{
	margin:0px;
	padding:0px;
	background-repeat:repeat-y;
	line-height: 28px;
	padding-left: 10px;
	
	}
#lftnavi li {
	list-style-type:none;
	display:block;
	border-bottom: 1px dashed #c7c7c7;
}

#lftnavi li a {
	padding-left: 20px;
	color:#0077BB;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size:11px;
	font-weight: bold;
	text-decoration:none;
	background-image: url(images/bullet.gif);
	background-repeat: no-repeat;
	
}
#lftnavi li a:hover {
	color:#65BCFF;
}

/* footer */

#footer {
	
	margin: 0px auto;
	width: 780px;
	height: 100%;
	padding:0px;
	border-top: 1px solid #C7C7C7;

	
}

#footerlinks{
	float: left;
	text-align: center;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #000000;
	text-decoration: none;
	width: 780px;
	}

#footerlinks a {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #000000;
	text-decoration: none;
	padding-left: 5px;
	padding-right: 5px;
	font-weight: bold;
}

#footerlinks a:hover {
	text-decoration: underline;
}

#copyright {
	width: 780px;
	float: left;
	text-align: center;
	color:#000000;
	margin: 0px;
	padding:0px;
}

#copyright a{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color:#000000;
	text-decoration: none;
	font-weight: bold;
}

#copyright a:hover{
	text-decoration: underline;
	}


.clear{
clear: both;
}

#sitemap{
	margin: 0px;
	margin-left: 75px;
	margin-top: 30px;
	margin-bottom: 20px;
	width: 250px;
	float: left;
}
#sitemap ul{
	margin:0px;
	padding:0px;
}

#sitemap li {
	list-style-type:none;
	display:block;
	padding: 5px 0px;
}

#sitemap li a {
	padding-left: 20px;
	color:#0077bb;
	font-family: Verdana,Arial,Helvetica,sans-serif;
	font-size:12px;
	font-weight: normal;
	text-decoration:none;
	background-image: url(images/bullet.gif);
	background-repeat: no-repeat;
}
#sitemap li a:hover {
	color:#65BCFF;
}


	
/*  form styles */

.title {
	margin: 10px 0px;
	padding: 0px;
	text-align: center;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 18px;
	font-style: italic;
	font-weight: bold;
	color:#65BCFF;
}

.click {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	color:#65BCFF;
	text-decoration: underline;
}

.click:hover {
	text-decoration: none;
}

.optional {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-weight: normal;
	color: #000000;
	line-height: 17px;
}

#maincontent{
	margin: 5px 0px;
	margin-top: 20px;
	padding: 2px 2px;
	width: 230px;
	float:left;
	border: 1px dashed #c7c7c7;
}

form fieldset {
	clear:both;
	margin:0px;
	border: 0px;
	padding: 0px;
}

form div label {
	display:block;
	float:left;
	margin:0px 0px 5px;
	padding:1px 1px;
	width:50%;
}

form div {
	clear:left;
	display:block;
	margin:0px 0px 0px 0px;
	padding:0px;
}

input, select, textarea 
{
	FONT-SIZE: 10px;
	COLOR: #000000;
	FONT-FAMILY:Arial, Helvetica, sans-serif;
	margin: 0px;
}

form{
	margin: 0px;
	padding: 0px;
}

#cntctcontainer{
	margin:20px 20px;
	padding:2px;
	float:left;
	border: 1px dashed #43CEDC;
	width: 356px;}

.optional1{
width: 350px;
}


/* form style ends */


.artilces{
	padding:0px;
	margin:0px;
	float:left;

}

.artilces ul{
	padding:0px;
	margin:0px;
	padding-left:35px;
}

.artilces li{
	margin:0px;
	padding:0px;
	list-style-type:none;
	background-image:url(images/bullet.gif);
	background-position:left;
	background-repeat:no-repeat;
	}


.artilces li a{
	font-family:Arial, Helvetica, sans-serif;
	color:#65BCFF;
	text-decoration:none;
	font-size:12px;
	font-weight:bold;
	padding-left:25px;
}

.artilces li a:hover{
	text-decoration:underline;
}

#debt_header{
	background-image:url(images/debt_banner.gif);
	background-repeat:no-repeat;
	width:497px;
	height:78px;
	float:right;
}

#contact_header{
	background-image: url(images/contact_banner.gif);
	background-repeat:no-repeat;
	width:230px;
	height:212px;
	float: left;
}

#header_img{
	background-image: url(images/header.gif);
	background-repeat:no-repeat;
	width:780px;
	height:209px;
	float: left;
}

.form_label{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #000000;
	width: 90px;
}

.form_select{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
}

select{
	width: 50px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
}



#article_blog_panel {
     float: left;
	 width: 780px;
	 height: 100%;
	 
}

#article_panel {
      float: left;
	  width: 360px;
	  height: 100%;
}

#blog_panel {
       float: right;
	   width: 360px;
	   height: 100%;
}





#article_heading {	
	
	text-align: center;
	color:#000000;
	margin: 0px;
	padding:0px;
}

#article_heading a{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color:#000000;
	text-decoration: none;
	font-weight: bold;
}

#article_heading a:hover{
	text-decoration: underline;
	}


.txt{
    text-align: justify;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color:#000000;
	line-height: 15px;
	text-decoration: none;
	font-weight: normal;
	
}

#more {    
	text-align: right;
	color:#000000;
	margin: 0px;
	padding:0px;
}

#more a {
    font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color:#000000;
	text-decoration: none;
	font-weight: bold;
	text-decoration: underline;
}

#more :hover {
    text-decoration: none;
	}


              
.form_text_dm{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	padding: 5px 0px;
	border-bottom: 1px dashed #CCCCCC;
}

.input_field_dm{
	margin: 0px;
	padding: 0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	width: 105px;
}

.dm_title{
	font-family: Arial, Helvetica, sans-serif;
	font-size: 24px;
	font-weight: bold;
}

.date_input_dm{
	width: 60x;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	margin: 0px 10px 0 0;}
	
.disclaimer { width: 779px;  margin: 0 auto; }